What is biometrics?

Great biometric technology can be used to prove beyond reasonable doubt that an individual is who they say they are.

WHAT IS BIOMETRICS?

Biometrics is the science of human measurements. It is the examination of the unique characteristics (both internal and external) that define who we are.

Great biometric technology can be used to prove beyond reasonable doubt that an individual is who they say they are. This has all kinds of useful benefits in business and everyday life.

Fingopay goes beyond skin deep and uses vein recognition biometrics to let customers prove their identity and pay. Find out more here.

WHAT ARE DIFFERENT TYPES OF BIOMETRICS?

The are countless unique identifying characteristics we could use for biometric identification. They can be visible, invisible, chemical, or behavioural. Each has different applications and benefits.

Technology already exists to recognise differences in your face, eyes and even the way you walk, talk, or smell! Advances in science mean we can now pinpoint tiny variations in individuals.

Fingopay scans the unique pattern of veins INSIDE your finger. Unlike fingerprints, the grandaddy of all biometrics, this means your identity cannot be easily copied or stolen. Here’s how it works.

WILL BIOMETRICS REPLACE PASSWORDS?

Unlike passwords, biometrics mean there is nothing for you to remember…and therefore nothing to forget. It is hard to fake a great biometric. And they’re also easy to use.

You don’t have to waste time creating a super-strong password (and then spoil it all by writing it in your notebook). And the world’s most popular passwords are still “123456” and “password”.

By using only passwords, we are making it easy for hackers and fraudsters, while making it difficult on ourselves. In the future we’re going to rely a lot more on biometrics…so get used to it.

WHAT CAN BIOMETRICS BE USED FOR?

Biometric technology is already making a huge impact on the way we live and work today. It is used everywhere from unlocking your iPhone to the passport for your holidays.

Rather than relying on security codes, passwords, or even more paperwork, businesses and agencies can learn all they need to know with a simple scan of the finger.

It has applications for access control, payment and age verification. And is increasingly used in transport, education, retail and hospitality. Little wonder experts reckon the industry will be worth £25billion by 2022.

HOW DO BIOMETRICS WORK?

Most biometric devices require a reader, or scanning device, to record the biometric factor that is being authenticated.

Behind that device is software that is used to convert the biometric data into a digital format and compare it against the template stored on file,

The third key component is a secure database containing the templates of each authorised user. Fingopay further increases security by encrypting data at each stage of this journey. Here’s how.

WHAT’S THE DIFFERENCE BETWEEN AUTHENTICATION AND IDENTIFICATION?

Biometric authentication involves matching one specific characteristic from an individual against a template stored on file. It effectively allows you to say: Yes, it’s me!

Identification is fishing for a match within a database. Law enforcement agencies use it in the hunt for criminals. It can also look for characteristics of groups: to estimate age, gender, or ethnicity.

In a nutshell, if a person wants access to a secure digital process, it’s authentication. If biometrics are being used to discover something about a person, it’s identification.